The Bihar Student Credit Card (BSCC) Scheme is a government initiative launched by the Bihar Government in 2016 to provide financial assistance to students pursuing higher education. It offers collateral-free loans of up to ₹4 lakh at low interest rates to help students cover tuition fees, books, and other educational expenses.
Key Features of Bihar Student Credit Card
✅ Loan Amount: Up to ₹4 lakh
✅ Interest Rate: 0% for girls, transgender students, and disabled students; low interest for others
✅ No Collateral Required
✅ Courses Covered: Professional, technical, and general education courses in India
✅ Repayment: Starts after completing the course + 1-year moratorium
✅ Eligible Institutions: UGC/AICTE-approved institutions
Eligibility Criteria
✔️ Resident of Bihar
✔️ Passed 12th from a recognized board
✔️ Age Limit: Up to 25 years
✔️ Must have secured admission in an eligible course
✔️ The course must be from a recognized institution
How to Apply?
- Visit the official website: https://www.7nishchay-yuvaupmission.bihar.gov.in/
- Click on “New Applicant Registration”
- Fill out the application form with the required details
- Upload necessary documents (Aadhaar, admission letter, fee structure, etc.)
- Submit the application and track its status
Documents Required
📌 Aadhaar Card & PAN Card
📌 Admission Letter from Institution
📌 10th & 12th Marksheet
📌 Bank Account Details
📌 Address Proof
📌 Income Certificate
📌 Recent Passport-size Photo
Would you like help with filling out the application or understanding the repayment process? 😊